54960 E Sunray Drive

Osceola, IN
$ 319,000 Beds 3 Baths 2 Sq 2,310 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to this inviting ranch home in the PHM School District, conveniently located for easy access to St. Joseph and Elkhart County businesses. The open foyer leads to a spacious living room with a cathedral ceiling. The kitchen offers ample counter space, newer appliances purchased within the past two years, and an eat-in dining area. Additional space near the front windows offers flexibility for a breakfast nook or sitting area. Main-floor laundry adds convenience. New windows and patio door were installed in 2015. Enjoy the fenced backyard and storage shedperfect for tools, toys, and lawn equipment. All measurements approximate. Buyer to verify taxes, schools, and room sizes (square footage); not warranted by seller or listing broker.

Single Family

  • Price
  • $ 319,000
  • City
  • Osceola
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • SAINT JOSEPH
  • Half Bathrooms
  • 0
  • Area
  • Penn
  • Lot Size
  • 0.4 Acres
  • Zip
  • 46561
  • Sqr Footage
  • 2,310
  • Year Built
  • 1990
  • Taxes
  • $ 954
  • Style
  • Traditional
  • MLS#
  • 202633329
Listed By: Deborah Crowder with At Home Realty Group; Cell: 574-514-7650
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Garage Attached
Amenities 1st Bdrm En Suite,Ceiling-Cathedral,Countertops-Laminate,Eat-In Kitchen,Garage Door Opener,Patio Open,Utility Sink,Stand Up Shower,Tub/Shower Combination,Main Floor Laundry,Sump Pump
Status Active
Full Baths 2
Bathrooms 2
Year Built 1990
New Construction No
Subdivision Sunrise Park
Style One Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Age 36
Lot Number 51
FIPS Code 18141
Associated Document Count 1
REO No
Status Active
Auction Y/N No
Annual Taxes 954
Area St. Joseph County
Location City/Town/Suburb
High School Penn
City Osceola
School District Penn-Harris-Madison School Corp.
Assoc. Dues Frequency Not Applicable
Assoc. Restrictions Y/N No
Architectural Style Traditional
Total Sq Ft 2856
Elementary School Bittersweet
Middle School Schmucker
Legal Description LOT 51 SUNRISE PARK SECTION ONE SEC 33 38 4E
Agent First Name Deborah
Agent Last Name Crowder
DOM 30
Tax Year 2026
PROPOSED FINANCING Cash,Conventional,FHA,VA

Interior Features

Basement Partially Finished
Fireplace(s) 1
Flooring Carpet,Tile
HVAC Ceiling Fan
Kitchen Length 23
Kitchen Width 19
Beds 3
Total Rooms 6
Fireplace Living/Great Rm,Gas Log,Fireplace Insert
Family Room Width 13
Living Room Width 13
Family Room Length 23
Living Room Length 24
Full Baths Main 2
Total Finished SqFt 2310
Basement Y/N Yes
Above Grade Bedrooms 3
1st Bedroom Level Main
1st Bedroom Width 10
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 10
3rd Bedroom Level Main
3rd Bedroom Width 8
Above Grade Finished SqFt 1428
Below Grade Finished SqFt 882
Below Grade Unfin. SqFt 546
Extra Room Description Storage
Extra Room Length 9
Extra Room Level Basement
Extra Room Width 5
Living/Great Rm Level Main
Rec Room Length 18
Rec Room Level Basement
Rec Room Width 9
Basement Material Poured Concrete

Exterior Features

Exterior Vinyl
Pool No
Garage Length 22
Garage Width 22
Lot Size Area 17600
Lot Dimensions 100X176
Lot Description Level
Fence Full,Chain Link,Wood
Garage SqFt 484
Well Type Private
Approx. Lot Size Acres 0.4
Garage Capacity 2
ROOF MATERIAL Shingle
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Bittersweet Elementary School
Middle School Schmucker Middle School
High School Penn High School

Price History

8/15/2026 Listed $325,000
9/8/2026 2% - $319,000

Property vs Zip Code Average in 46561

Price
AVG $560K
$320K
Taxes
AVG $2,708
$954
Year Built
AVG 1997
1990
Visits
AVG 85
43
Data Provided by Inside Real Estate®

Areas That We Cover

54960 E Sunray Drive Osceola, IN is a Single Family Home for sale at $319000 with 2310 sqft and a lot size of 0.4 Acres Acre(s). 54960 E Sunray Drive Osceola has 3 bedrooms, 2 baths and was built in 1990. The property's zip code is 46561 which is in Osceola, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.