502 Roy Street

Winona Lake, IN
$ 366,900 Beds 4 Baths 2.5 Sq 2,306 Virtual Tour
Monthly Estimate* How much can I afford?

**PRICE IMPROVEMENT** BACK ON MARKET DUE TO NO FAULT OF SELLER Welcome to your dream home nestled on the pristine shores of Lake John in Winona Lake. This newly renovated home offers an unparalleled waterfront lifestyle with four bedrooms and 2.5 baths. Step inside to discover a bright and beautiful living space. With a lovely 3- seasons room off the kitchen, perfectly placed to enjoy waterfront views. Positioned across from convenient walking trail access, this property invites outdoor adventures right at your doorstep, perfect for hiking enthusiasts or leisurely sunset strolls. Spend weekends fishing or kayaking directly from your private waterfront access. -Dont miss this rare gem!

Single Family

  • Price
  • $ 366,900
  • City
  • Winona Lake
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • KOSCIUSKO
  • Half Bathrooms
  • 1
  • Area
  • Wayne
  • Lot Size
  • 0.37 Acres
  • Zip
  • 46590
  • Sqr Footage
  • 2,306
  • Year Built
  • 1989
  • Taxes
  • $ 3318
  • Style
  • Site-Built Home
  • MLS#
  • 202614888
Listed By: Grace Hershberger with Patton Hall Real Estate; Cell: 574-538-7984
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Forced Air
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Lakefront
Garage Attached
Amenities Breakfast Bar,Garage Door Opener,Porch Screened
Status Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1989
New Construction No
Subdivision Southtown Shores
Style Two Story
Township Wayne
Class RESIDENTIAL
Type Site-Built Home
Age 37
Lot Number 1
FIPS Code 18085
Associated Document Count 2
REO No
Status Active
Auction Y/N No
Annual Taxes 3318.88
Area Kosciusko County
Location Lake
High School Warsaw
City Winona Lake
School District Warsaw Community
Assoc. Dues Frequency Not Applicable
Total Sq Ft 2306
Elementary School Jefferson
Middle School Lakeview
Legal Description 6-111-4 LOT 1 SOUTHTOWN SHORES 1ST ADD
Agent First Name Grace
Agent Last Name Hershberger
DOM 119
Tax Year 2025
PROPOSED FINANCING Cash,Conventional,FHA,USDA,VA

Interior Features

Basement Crawl
Beds 4
Total Rooms 10
Fireplace None
Full Baths Upper 2
Total Finished SqFt 2306
Basement Y/N No
Above Grade Bedrooms 4
Half Baths Main 1
1st Bedroom Level Upper
1st Bedroom Width 14
2nd Bedroom Length 12
2nd Bedroom Level Upper
2nd Bedroom Width 10
3rd Bedroom Length 12
3rd Bedroom Level Upper
3rd Bedroom Width 12
4th Bedroom Length 12
4th Bedroom Level Upper
4th Bedroom Width 13
Above Grade Finished SqFt 2306
Rec Room Length 21
Rec Room Level Upper
Rec Room Width 14

Exterior Features

Exterior Cedar
Water Frontage 254
Pool No
Waterfront Lake
Garage Length 23
Garage Width 22
Lot Size Area 16005
Lot Dimensions 165X97
Lot Description Waterfront
Garage SqFt 506
Water Features Pier/Dock
Well Type Private
Water Name Lake John
Approx. Lot Size Acres 0.37
Garage Capacity 2
Lake Non Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Jefferson Elementary School
Middle School Lakeview Middle School
High School Warsaw High School

Price History

4/24/2026 Listed $375,000
7/9/2026 2% - $369,900
8/24/2026 1% - $366,900

Property vs Zip Code Average in 46590

Price
AVG $410K
$370K
Taxes
AVG $2,871
$3,318
Year Built
AVG 1991
1989
Visits
AVG 70
144
Data Provided by Inside Real Estate®

Areas That We Cover

502 Roy Street Winona Lake, IN is a Single Family Home for sale at $366900 with 2306 sqft and a lot size of 0.37 Acres Acre(s). 502 Roy Street Winona Lake has 4 bedrooms, 2 baths and was built in 1989. The property's zip code is 46590 which is in Winona Lake, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.