Ashley Tobolski

218 Saddle Ridge Drive

Garrett, IN
$ 339,400 Beds 3 Baths 2 Sq 1,622
Monthly Estimate* How much can I afford?

**Now Offering $5,000 in buyer financing incentives**Welcome to Saddle Ridge, Kiracofe Homes' newest neighborhood, conveniently located just north of downtown Garrett! The "Blackthorne" is thoughtfully designed 1,622 Sq Ft, 3 bed-2 bath-2 car garage home offers a perfect blend of modern style, comfort and efficiency. The main living area has a lovely vaulted ceiling and provides an open-concept layout perfect for both relaxing and entertaining. The stunning kitchen provides quartz countertops, stainless steel appliances, an island with raised breakfast bar, double door pantry and eat-in dinette area. The master suite provides a large bedroom, His and Hers walk-in closets, oversized shower and a double vanity with quartz countertops. The split plan gives privacy for the primary and both BR 2&3 are nicely sized and have large walk-in closets. Quality-built and energy efficient with spray foam insulation applied to all exterior walls, HE windows and HVAC to name a few. All Kiracofe homes include a 1-year builder warranty and a 2/10 extended warranty. Come tour this wonderful new community, the Blackthorne plan and see what the Kiracofe difference is all about!

Single Family

  • Price
  • $ 339,400
  • City
  • Garrett
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • DEKALB
  • Half Bathrooms
  • 0
  • Area
  • Keyser
  • Lot Size
  • 0.212 Acres
  • Zip
  • 46738
  • Sqr Footage
  • 1,622
  • Year Built
  • 2026
  • Taxes
  • $ 75
  • Style
  • Ranch,Traditional
  • MLS#
  • 202611394
Listed By: Richard Fletcher with North Eastern Group Realty; Cell: 260-414-1937
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer City
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities 1st Bdrm En Suite,Breakfast Bar,Ceilings-Vaulted,Closet(s) Walk-in,Countertops-Solid Surf,Detector-Smoke,Disposal,Dryer Hook Up Electric,Foyer Entry,Garage Door Opener,Kitchen Island,Landscaped,Open
Status Active
Full Baths 2
Bathrooms 2
Year Built 2026
New Construction No
Subdivision Saddle Ridge
Style One Story
Township Keyser
Class RESIDENTIAL
Type Site-Built Home
Lot Number 26
FIPS Code 18033
Associated Document Count 6
REO No
Status Active
Auction Y/N No
Common Amenities Sidewalks
Annual Taxes 75
Area Dekalb County
Location City/Town/Suburb
High School Garrett
City Garrett
School District Garrett Keyser Butler
Assoc. Dues Frequency Annually
Assoc. Restrictions Y/N Yes
HOA Fees $ 175
Architectural Style Ranch,Traditional
Total Sq Ft 1622
Elementary School J.E. Ober
Middle School Garrett
Legal Description Saddle Ridge Section 1 Lot 26
Agent First Name Richard
Agent Last Name Fletcher
DOM 160
Tax Year 2026
PROPOSED FINANCING Cash,Conventional,FHA,USDA,VA

Interior Features

Basement Slab
Flooring Carpet,Vinyl
Kitchen Length 12
Laundry Room Width 6
Laundry Room Length 7
Kitchen Width 10
Beds 3
Total Rooms 7
Breakfast Room Length 12
Breakfast Room Width 8
Fireplace None
Living Room Width 17
Living Room Length 17
Full Baths Main 2
Total Finished SqFt 1622
Basement Y/N No
Above Grade Bedrooms 3
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 14
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 13
3rd Bedroom Level Main
3rd Bedroom Width 12
Above Grade Finished SqFt 1622
Living/Great Rm Level Main

Exterior Features

Exterior Brick,Vinyl
Driveway Concrete
Pool No
Garage Length 24
Garage Width 23
Lot Size Area 9235
Lot Dimensions 136x68
Lot Description Level
Fence None
Garage SqFt 552
Approx. Lot Size Acres 0.212
Garage Capacity 2
Off Street Parking Y/N Yes
ROOF MATERIAL Dimensional Shingles
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School J.E. Ober Elementary School
Middle School Garrett Middle School
High School Garrett High School

Price History

4/3/2026 Listed $339,900
9/10/2026 1% - $339,400

Property vs Zip Code Average in 46738

Price
AVG $300K
$340K
Taxes
AVG $1,730
$75
Year Built
AVG 1999
2026
Visits
AVG 114
288
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

218 Saddle Ridge Drive Garrett, IN is a Single Family Home for sale at $339400 with 1622 sqft and a lot size of 0.212 Acres Acre(s). 218 Saddle Ridge Drive Garrett has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 46738 which is in Garrett, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Ashley Tobolski

Ashley Tobolski

REALTOR®, Attorney

219-929-8862

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