Ashley Tobolski

110 Pin Oak Road

Spencer, IN
$ 360,000 Beds 3 Baths 2.5 Sq 1,847 Virtual Tour
Monthly Estimate* How much can I afford?

Life in the Four Oaks Subdivision comes with space to breathe, room to gather, and thoughtful design, and 110 Pin Oak Road delivers all three. Built on the Spruce floor plan, this 1,847-square-foot home offers 3 bedrooms, 2 1/2 baths, and an open layout that feels both spacious and welcoming. The heart of the home is the kitchen, where a large island, quartz countertops, solid wood cabinetry, and a tiled backsplash create a clean, modern look that works just as well for everyday living as it does for entertaining. From there, the space opens effortlessly into the dining area and the expansive 16x22 living room, giving the home an easy, connected flow. Tucked nearby are a convenient half bath, laundry room, and direct access to the attached two-car garage. The primary suite is thoughtfully separated, offering a quiet escape with a walk-in shower, dual-sink vanity, and generous walk-in closet. Two additional bedrooms and a full bath with a tub/shower combo provide flexibility for guests, family, or a home office. With all appliances included, settling in is simple. Beyond the front door, Four Oaks offers walking trails around a private lake, a dog park, and a community clubhouse, plus quick access to Ellettsville, Bloomington, and downtown Spencer.

Single Family

  • Price
  • $ 360,000
  • City
  • Spencer
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • OWEN
  • Half Bathrooms
  • 1
  • Area
  • Washington
  • Lot Size
  • 0.333 Acres
  • Zip
  • 47460
  • Sqr Footage
  • 1,847
  • Year Built
  • 2025
  • Style
  • Traditional
  • MLS#
  • 202546077
Listed By: Samantha Carver with Home Team Properties; Office: 844-821-6051
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Public
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Ceiling Fan(s),Closet(s) Walk-in,Countertops-Solid Surf,Dryer Hook Up Electric,Garage Door Opener,Kitchen Island,Near Walking Trail,Open Floor Plan,Range/Oven Hook Up Elec,Twin Sink Vanity,Stand Up S
Status Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 1
Lot Number 11
FIPS Code 18119
Associated Document Count 7
REO No
Status Active
Auction Y/N No
Common Amenities Clubhouse,Dock,Sidewalks
Dining Room Level Main
Area Owen County
Location Rural Subdivision,Near Walking Trail
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Assoc. Dues Frequency Annually
HOA Fees $ 300
Energy Efficient HVAC
Architectural Style Traditional
Total Sq Ft 1847
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 11 .333A
Virtual Tour https://www.youtube.com/watch?v=15N73dgrAok
Agent First Name Samantha
Agent Last Name Carver
DOM 299
Tax Year Not Assessed
PROPOSED FINANCING Conventional,FHA,VA

Interior Features

Basement Slab
Flooring Other
HVAC Ceiling Fan,High Efficiency Furnace,SEER 14
Kitchen Length 12
Laundry Room Width 8
Laundry Room Length 14
Kitchen Width 14
Beds 3
Total Rooms 7
Dining Room Length 12
Dining Room Width 14
Fireplace None
Living Room Width 22
Living Room Length 16
Full Baths Main 2
Total Finished SqFt 1847
Basement Y/N No
Above Grade Bedrooms 3
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 15
3rd Bedroom Length 11
3rd Bedroom Level Main
3rd Bedroom Width 15
Above Grade Finished SqFt 1847
Living/Great Rm Level Main

Exterior Features

Exterior Vinyl
Driveway Concrete
Pool No
Garage Length 29
Garage Width 23
Lot Size Area 14490
Lot Dimensions Irregular
Lot Description 0-2.9999
Fence None
Garage SqFt 667
Water Features Walk to Lake Access
Approx. Lot Size Acres 0.333
Energy Efficient Doors/Windows Double Pane Windows,Insulated Doors
Garage Capacity 2
Off Street Parking Y/N Yes
ROOF MATERIAL Dimensional Shingles
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Mccormicks Creek Elementary School
Middle School Owen Valley Middle School
High School Owen Valley High School

Price History

11/14/2025 Listed $375,000
7/14/2026 3% - $365,000
8/7/2026 2% - $360,000

Property vs Zip Code Average in 47460

Price
AVG $440K
$360K
Year Built
AVG 1982
2025
Visits
AVG 74
412
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

110 Pin Oak Road Spencer, IN is a Single Family Home for sale at $360000 with 1847 sqft and a lot size of 0.333 Acres Acre(s). 110 Pin Oak Road Spencer has 3 bedrooms, 2 baths and was built in 2025. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Ashley Tobolski

Ashley Tobolski

REALTOR®, Attorney

219-929-8862

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